FAFSA: Fact or Fiction?

With a new school year, families might find themselves navigating new routines, important deadlines and questions about what comes next. Whether students are starting elementary school, preparing for high school or beginning to think about college, planning ahead can help make the journey feel more manageable.

One way families can anticipate the year is by reviewing the school calendar for important deadlines and upcoming events. Parent-teacher conferences can also be a valuable opportunity to connect with teachers to understand how students are progressing. Preparing a few questions ahead of time can help families make the most of these conversations.

For families with students approaching college, it is also never too early to become familiar with the financial aid process. The Free Application for Federal Student Aid, or FAFSA, helps determine eligibility for financial aid and can open the door to grants, scholarships, work-study opportunities and federal student loans. However, common misconceptions can sometimes prevent families from completing the form.

Stefanie Contreras, Director of Marketing and Communications at ASU Preparatory Academy, has helped families understand FAFSA in a fact or fiction model.

FAFSA Fact or Fiction?

• “I need to know where I’m going to college first.” 
  • Fiction! Students can complete the FAFSA even if they are still exploring their options.
• “The FAFSA costs money.” 
  • Fiction! The FAFSA is free to complete and submit.
• “My family makes too much money, so I won’t qualify.” 
  • Don’t assume. The only way to know what aid you may qualify for is to complete the FAFSA.
• “I can wait until spring.” 
  • Applying earlier can give families more time to address errors and meet scholarship and financial aid deadlines.

College preparation is a journey, not a single deadline. By staying informed and taking small steps throughout the school year, families can help students feel confident and prepared for what comes next.